The Social Security Disability Claim Process



Who Qualifies?

How to Apply

What You Will Need When You Apply

What Happens After Your Application is Filed

When and How To Appeal

The Four Appeal Steps

Step 1 - Reconsideration

Step 2 - Hearing

Step 3 - Appeals Council Review

Step 4 - Federal Court Action

Your Right to Representation

For More Information

 


Who Qualifies?

You must have worked long enough and recently enough to qualify for Social Security Disability Insurance Benefits.  Generally, for persons over age 30, the work must have been performed in 5 out of the last 10 years.  There are special rules for younger individuals.

Disability under Social Security is based on your inability to work.  You will be considered disabled if you are unable to do any kind of work for which you are suited and your disability is expected to last for at least a year or result in death.

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How to Apply

You may start your claim by calling Social Security’s toll-free number:  (800) 772-1213.  You may file by phone, mail, or in person at any Social Security Administration office.  To find your local Social Security office, call (800) 772-1213 or visit the Social Security web-site at www.ssa.gov.

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What You Will Need When You Apply

When you file your claim with Social Security, you will need to provide:

  • Your Social Security Number

  • Your certified Birth Certificate

  • W-2 forms for the last 2 years (if you had wages during those years)

  • The names, addresses, and phone numbers of your doctors, clinics, and hospitals

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What Happens After Your Application is Filed

Social Security will consider all the information in your case before making a decision about your eligibility for disability benefits. They will request medical records and will send forms to your doctors.  They may contact you for additional information.  They may also ask you to see one of their doctors. Social Security disability applications generally take 3 to 4 months to process.

If Social Security decides that you are not eligible for benefits, they will send you a notice explaining the decision.  If you don’t agree with the decision, an “appeal” can be filed. 

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When And How To Appeal  

Appeals must be requested in writing within 60 days from the date of the denial notice.  Failure to file a timely appeal could result in a loss of benefits.  Social Security assumes you receive the denial notice within 5 days after the date sent unless you can show you received it later.  A Disability Services (DSI) advocate can assist you with your appeal.

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The Four Appeal Steps

There are four appeal steps in most States.  The steps are usually taken in order.  They are:

  1. Reconsideration*,

  2. Hearing by an Administrative Law Judge,

  3. Appeals Council review, and

  4. Federal Court review.

*  In October 1999, as part of a program to redesign the disability process, the reconsideration step was eliminated in the following ten States:  Alabama, Alaska, Colorado, Louisiana, Michigan, Missouri, New Hampshire, Pennsylvania, parts of California and part of New York.  When Social Security sends a notice about the decision on your claim, they will tell you what appeal step you may take and will give you information about how the appeal step works.

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Step 1 – Reconsideration*

A reconsideration is a complete review of your claim by someone who didn’t take part in the first decision.  Social Security will look at all the evidence submitted when the original decision was made plus any new evidence.  They will make a new decision and send you a notice.  Social Security reconsiderations generally take 3 to 4 months to process. 

A Disability Services (DSI) Advocate can assist you with your reconsideration.

* Eliminated in ten states.  See The Four Appeal Steps above.

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Step 2 – Hearing

If you disagree with the reconsideration decision, you may ask for a hearing.  An Administrative Law Judge who had no part in the first decision or the reconsideration of your case will conduct the hearing.  Claimants who have an advocate to represent them are more likely to win.

Due to current backlogs, hearings are usually scheduled within 12 to 18 months of the date you file your appeal.  The hearing is usually held within 75 miles of your home.  The Administrative Law Judge will notify you and your representative of the time and place of the hearing.

You and your representative may attend the hearing and explain your case in person.  You may look at the information in your file and give new information.

The Administrative Law Judge will make a decision based on all the information in your case, including any new information given at the hearing.  Social Security will send you and your representative a copy of the Administrative Law Judge’s decision.

A Disability Services (DSI) Advocate can assist you with your hearing.

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Step 3 –Appeals Council Review

If you disagree with the hearing decision, you and/or your representative may ask for a review by Social Security’s Appeals Council.  Your representative may prepare and submit written arguments in support of your claim.  The Appeals Council may take one of the following actions:

  • Deny your request for review

  • Remand your case for a new hearing

  • Make a favorable decision

You and your representative will receive a copy of the Appeals Council’s decision.  Based on current backlogs, Appeals Council reviews generally take about 2 years to process.

A Disability Services (DSI) Advocate can assist you with your request for Appeals Council review.

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Step 4 – Federal Court Action

If you disagree with the Appeals Council’s decision or if the Appeals Council decides not to review your case, a lawsuit may be filed in Federal district court.

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Your Right To Representation

Many people try to handle their own Social Security appeals, but you can choose a qualified advocate to help you.  Someone you appoint to help you is called your “representative”.  Social Security will work with your representative throughout the appeals process.

Your representative can act for you in most Social Security matters and should receive a copy of any decisions Social Security makes about your claim.  A Disability Services (DSI) Advocate can assist you at any step of your claim or appeal.

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For More Information

If you have questions about your right to appeal, call our toll-free number,

1-800-374-9950 or contact us via e-mail.

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